Basics of Double-Entry Bookkeeping

 

Double-entry bookkeeping is one of the most difficult areas of bookkeeping to understand.

 

Double-Entry Bookkeeping

 

Are you just starting with this concept? Keep reading to learn the basics.

 

What is Double-Entry Bookkeeping?

 

It is an accounting system where every transaction is recorded in two accounts: a debit to one account and a credit to another. The amount transferred is always an equal amount of money from one account (or group of accounts) to another account (or group of accounts).

 

Both sides of the equation must be the same which means it is balanced. Remember, Assets = Liabilities + Equity.

 

Benefits of Double-Entry Bookkeeping

 

Double-entry bookkeeping generates many important financial reports like balance sheets and income statements. These financial statements tell businesses how profitable they are. This helps your company make better financial decisions.

 

If your liabilities and equity don’t equal assets on the balance sheet, then you know that something went wrong in your journal entries. This is a great way to keep your business accountable.

 

Investors, banks, buyers, and suppliers are more likely to work with you and give your business money if you use the double-entry system. The main reason is that the method allows them to get an accurate reading of the company’s health and offers transparency. 

 

What is the Difference Between Single and Double-Entry Bookkeeping?

 

In single-entry bookkeeping, income and expenses for every transaction are recorded once in a cash register or log. This process is much simpler than double-entry bookkeeping and does not require formal training. For this reason, many small businesses with a low volume of activity use this method. 

 

It is more accurate to use a double-entry system because it keeps track of your company’s financial situation. You also get information on how fast it’s growing. As your business ramps up, you may need to switch from the single entry system to double entry because of the lack of data on accounts receivable, accounts payable, and inventory. 

 

How to Use a Double Entry Bookkeeping System

 

When using this form of bookkeeping, it is easiest to use some type of bookkeeping/accounting software. This software can generate reports which makes tax season run much simpler and smoother. If you need to switch from single to double entry, most software has the capabilities and concepts built into it. Your financial statement complexity grows with your business, so it is best to use this method as soon as possible.

 

You can also hire a bookkeeper to do this work for you. Our team at PL Consulting and Bookkeeping Plus is highly trained and experienced in double-entry bookkeeping. We serve the Baltimore, Maryland area and beyond. We customize our services to each client to maintain good records and financial statements.

 

Questions about using a double-entry bookkeeping system? Call us at 410.764.3731 or contact us on our website to schedule an appointment with one of our bookkeeping professionals. Stay up-to-date with all things financial by following our LinkedIn.

 

 

Accounting Concept Basics

 

 

Whether you hired an accountant or not, you should understand the basics of accounting concepts as a business owner. Accounting runs on the following concepts.

 

Accounting Concepts

 

What Are Accounting Concepts?

Accounting concepts are like general guidelines to use in certain accounting situations or when an issue occurs. Applying these concepts to accounting work ensures that financial statements are both informative and reliable. They are typically known as Generally Accepted Accounting Principles (GAAP)

 

These principles and standards are deemed acceptable for creating financial statements. GAAP helps create uniformity and consistency of financial reporting that companies should be adhering to regardless of size or industry.

 

Some of the concept names and how they are followed vary slightly from accountant to accountant. The following concepts are important to understand.

 

 

Accounting Year Concept: An accounting year is the time period in which your business completes the accounting process. This can be considered a quarterly, monthly, or annual period.

 

Accruals Concept: The accruals concept means that revenue is recognized when it is earned, while expenses are recognized when the assets are consumed. Auditors only certify business financial statements that have been prepared under this concept.

 

Business Entity Concept: Business owners should keep their finances separate from the business itself.

 

Cost Concept: This concept involves recording the fixed assets of your business on the basis of your original cost during the first year of accounting. Assets minus depreciation are recorded, and rises and falls in the market are ignored. 

 

Going Concern Concept: Businesses are expected to continue running for a long period of time. They should carry out their commitments and obligations unless they are forced to stop functioning and liquidate their assets at “fire-sale” prices.

 

Matching Concept: This accounting principle requires that for every entry of revenue recorded in the same period, an equal expense entry should be recorded. The purpose is that no deferral of expense recognition is shown in later reporting periods. 

 

Materiality Concept: Record transactions when the failure to record them alters the company’s financial statements. Fully represent your finances and cash flow by following this concept.

 

Learn More About Accounting Concepts

Our professionals at PL Consulting and Bookkeeping Plus offer diverse services related to all your financial matters. We can help you with any questions or concerns regarding accounting. 

 

The benefit of working with PL Consulting is that you do not have to choose between different companies if you need a bookkeeper and accountant. Our company is proficient in both with a  focus on small to midsize businesses. We are your go-to resource for bookkeeping and accounting services. 

 

Our team serves the Baltimore, Maryland area and beyond. We customize our services to each client. Your ideas are unique to your business, and we understand that. We help you maintain good records and financial statements.

Questions about how our accounting services can help your business? Call us at 410.764.3731 or contact us on our website to schedule an appointment with one of our accounting professionals. Stay up-to-date with all things financial by following our LinkedIn.

 

Small Business Bookkeeping Tips To Use Year-Round

 

Bookkeeping is the record-keeping of your business’s financials. Without a proper plan of action, your business has a chance of failure. 

 

Although year-end bookkeeping tips are extremely important to your small business, it is important to know your numbers year-round. Set up a clear process and follow these bookkeeping tips. 

 

 

Bookkeeping Tips

 

Understand the Components of Bookkeeping

Before starting your bookkeeping, you must understand what the components of bookkeeping are. The four main components include accounts payable, accounts receivable, payroll, and bank reconciliation. 

 

Additionally, your business bookkeeping may include cash, inventory, loans payable, sales, purchases, owners’ equity, and retained earnings. 

 

Use a Bookkeeping Software

Cloud-based bookkeeping software will make your life much more organized. Using these platforms makes it easier to keep track of your finances. There is no need to keep a paper trail because you can scan the receipts and invoices directly into the software. Regularly run reports to ensure that everything is going as planned.

 

Some useful software that you may want to use includes Quickbooks, Xero, FreshBooks, and Wave. 

 

Set Financial Budgets

To not go over your annual spending limit, set a budget for your business. Create different categories for your expenses including utilities, marketing, donations, travel, and more. Review this budget yearly and adjust as needed. Roll over or invest any money that is left over at the end of the year. Get rid of ongoing expenses that no longer benefit your business. 

 

Analyze Your Financial Data

Keeping your books orderly is not enough to make your business grow. You must analyze business reports. Track your data findings to see the increases and decreases in sales and expenses. These numbers help you understand what is working in your business and what needs to change. 

 

Separate Your Finances

It is best to keep your business finances separate from your personal finances. Mixing the two makes it difficult to keep accurate track of business expenses. You should also get a separate credit card for your business to further separate finances. This will build your business credit, which is important when applying for loans.

 

Get Bookkeeping Help From the Professionals

Not sure how a bookkeeper will help your small business? Learn all about bookkeeper responsibilities first. It may seem easier to perform all the bookkeeping on your own when you are first starting, but once you continue to grow you might need to pass off that responsibility to another source.

 

Our professionals at PL Consulting and Bookkeeping Plus offer diverse services related to all your financial matters.

 

The PL Consulting team serves the Baltimore, Maryland area and beyond. We customize our services to each client. Your ideas are unique to your business, and we understand that. We help you maintain good records and financial statements.

 

Questions about how our bookkeeping services can help your business? Call us at 410.764.3731 or contact us on our website to schedule an appointment with one of our bookkeeping professionals.

 

What is a Bookkeeper Responsible For?

 

 

Our bookkeepers at PL Consulting handle many tasks when working with your business. Keep reading to learn more about bookkeeper responsibilities and how we can handle finances for you.

 

Bookkeeper

 

Bookkeepers Main Responsibilities

 

Bookkeepers are responsible for a variety of daily, weekly, monthly, and annual tasks. The following responsibilities are the most common among bookkeepers. All responsibilities break down into these components.

 

  1. Accounts Receivable
  2. Accounts Payable
  3. Bank Reconciliation
  4. Payroll

 

Accounts Receivable

 

Bookkeepers send out invoices to your clients when they perform services or complete product transactions. All information about receiving (or not receiving) payment is kept track of by your bookkeeper.

 

Accounts Payable

 

This responsibility focuses on paying the bills to vendors. Having an improper accounting system setup can deplete your cash flow too soon or cause you to double pay vendors. Bookkeepers monitor bill payments, due dates, and vendor information.

 

Bank Reconciliations

 

Your bookkeeper will consistently go through all your bank and credit card transactions. The main purpose of this is to categorize them, make sure there are no duplicate transactions, and ensure that no suspicious charges occurred. Once they enter everything, bookkeepers reconcile each account against their bank statements to confirm nothing is missing.

 

Payroll

 

Bookkeepers review employees’ work hours, days off, commissions, and garnishments. Once they enter everything, management approves it before processing. Once processed, bookkeepers pay all state and federal liabilities, file quarter-end and year-end reports, and get all new employees properly set up in the system.

 

Bookkeepers vs. Accountants

 

There is a thin line between accountants and bookkeepers nowadays, especially with software that allows business owners to digitally track their finances and accounting on their own. There are still many differences between the two. Some businesses require both, while others just need to hire one of them to help. 

 

In a recent blog post, we answer the question, “What exactly do accountants do?” Read both blog posts to help you determine which one will best suit your business’s needs.

 

Can Bookkeepers Prepare Taxes?

 

Bookkeepers can prepare taxes, but they typically do not. It is best to hire a CPA to complete your taxes for you and your business. Instead, a bookkeeper prepares detailed financial statements, performs audits of public company books, and prepares reports for taxes.

 

Hire a Bookkeeper from PL Consulting

 

Our professionals at PL Consulting and Bookkeeping Plus offer diverse services related to all your financial matters.

 

The benefit of working with PL Consulting is that you do not have to choose between different companies if you need a bookkeeper AND accountant. Our company is proficient in both with a  focus on small to mid-size businesses. We are your go-to resource for bookkeeping and accounting services. 

 

Our team serves the Baltimore, Maryland area and beyond. We customize our services to each client. Your ideas are unique to your business, and we understand that. We help you maintain good records and financial statements.

 

Questions about how our bookkeeping services can help your business? Call us at 410.764.3731 or contact us on our website to schedule an appointment with one of our accounting professionals.

 

 

 

What Exactly Do Accountants Do?

 

You hear about accountants a lot, especially during tax season. What exactly do accountants do, and why are they important to small business owners?

 

Managing your business finances correctly and efficiently can mean the difference between business success and failure. That is where accountants come in.

 

Where an Accountant Fits Into Your Business

 

Not all business owners are savvy in the accounting field, so they outsource their accounting work to professionals. This gives business owners the chance to focus on building their business without having to figure out the numbers. Professional accountants ensure your finances are being handled properly. They keep track of your financial transactions and make suggestions to help you make as much money as possible.

 

Although professional accountants assist you in managing your business finances, you should not rely on them solely for your financial success. Create a plan and note your financial responsibilities to keep everything in order. Be sure to understand your financial situation so you know what to ask and expect of your professional accountant.

 

Along the way, always follow up to ensure your accountant is providing the best quality services for your business. As your business grows, your accountant should adapt as well.

 

What Exactly Do Accountants Do

 

Accountant Job Responsibilities

 

Accountants deal with the ongoing finances of a business and handle the finances that are already completed and closed out. 

 

The five basic roles of accountants include: 

  • Accounts receivable
  • Accounts payable
  • Payroll
  • Financial controls
  • Financial reporting

 

These reports give businesses an idea of their financial progress and current standing. This helps to analyze the growth of a business and gauge any changes that may need to be made for improvement. Accountants also handle the tax portion of a business, providing tax planning and advice.

 

Is There a Difference Between Accountants and Bookkeepers?

 

Yes, there is a difference between accountants and bookkeepers. Bookkeepers maintain records while accountants translate those records. Accountants interpret the financial data that the bookkeeper documents and compiles the information into financial reports.

 

Hire an Accountant From PL Bookkeeping Plus

 

Our professionals at PL Consulting and Bookkeeping Plus will assist you in tax planning, accounting, tax returns, and more. Check out our list of accounting services

 

Don’t see what you are looking for? We offer diverse services related to business, tax, and financial related matters. If we cannot assist you, we will refer you to the right place. We keep strong relationships with many individuals and firms.

 

We are your go-to resource for bookkeeping and accounting services. Our team serves the Baltimore, Maryland area and beyond. We customize our services to each client. Your ideas are unique to your business, and we understand that. We help you maintain good records and financial statements.

 

Questions about how our accounting services can help your business? Call us at 410.764.3731 or contact us on our website to schedule an appointment with one of our accounting professionals.

 

Can I Use My Personal Bank Account for Business Transactions?

 

When many small business owners or gig workers start out, they find it easier to use their personal bank account for business transactions. Although it may be easy at first, it causes problems for you in the long run. Create a separate business account as soon as your business gets off of the ground. 

 

 Personal Bank Account

 

Mixing business and personal finance make it difficult to keep an accurate track of business expenses. Get a separate credit card for your business to further separate finances and build your business credit. 

 

Continue reading for more information on personal bank accounts vs. business bank accounts.

 

Expenses, Deductions, and Cash Flow

 

Keep all your business expense records in one place. This helps analyze your business’s progression. It also allows you to see what expenses you can deduct from your taxes that year. 

 

Easily conduct a cash flow statement to see where each of your transactions is going. By separating your accounts, you can compare cash from operating activities to your business’s net income to determine the quality of earnings. Use your statement to show investors the cash flow coming in and going out. This shows them your overall performance.

 

Bookkeeping Software

 

We advise you to digitize your bookkeeping rather than holding onto all your paper receipts. Use bookkeeping software like Quickbooks. Connect your business account to the software to keep track of your business transactions. If you mix your business and personal transactions, your record-keeping will confuse you and get off-balance.

 

Small Business Bank Account

 

Choose which bank account is best for you. Some business checking accounts are free. Other accounts need minimum balances and/or other requirements to waive the monthly fees. Business accounts offer you the protection that personal accounts do not offer. Customers and clients find it more professional to do business with someone that has an established account over a personal one. 

 

In the event of an emergency, most banks will loan your business money when you have an account with them. Responsibly using a credit card helps your business establish a positive credit history, even though you may already have one personally. 

 

Hire a Professional from PL Consulting

 

Hire a professional accountant and bookkeeper to help you maintain your business’s finances. Though this will be a financial investment, it will save you money and help smoothly manage your business. 

 

Our professionals at PL Consulting and Bookkeeping Plus will assist you in finding the best bookkeeping software to connect your business bank account to. 

 

We are your go-to resource for bookkeeping and accounting services. Our team serves the Baltimore, Maryland area and beyond. We customize our services to each client. Your ideas are unique to your business, and we understand that. We help you maintain good records and financial statements.

 

Questions about keeping track of business transactions? Call us at 410.764.3731 or contact us on our website to schedule an appointment with one of our professionals.

 

Financial Statement Basics For Small Business Owners

 

Every business owner needs to know the basics of financial statements. Know this information if you are completing them yourself or if you are outsourcing to a bookkeeper

 

Statements are difficult to analyze but are critical to the health of your business. Keep reading for the basics of what financial statements are and a breakdown of the main statements.

 

What are Financial Statements?

The purpose of financial statements is to understand how much money the business owes, how much is being made, and the difference between what is outgoing and incoming each month. 

 

Compile an annual report with information from financial statements. Explain the year’s business numbers with employees, regulators, shareholders, stakeholders, unions, and vendors. These reports help you meet and plan yearly goals

 

financial statements

What are the Four Basic Financial Statements?

There are four main statements that every business owner should know. This includes balance sheets, income statements, cash flow statements, and equity statements.

 

Balance Sheet

A balance sheet breaks down your assets, liabilities, and equity. It will show depreciation for specific items from the date the item is obtained to the present day. The basis of this statement is from the accounting equation: Shareholders’ Equity = Assets – Liabilities

 

Income Statement

You may also hear the term “profit-and-loss statement.” You need your sales revenue and a list of your expenses during a specific period to prepare an income statement. This statement shows your business expenses and any depreciation over the specific period.

 

Cash Flow Statement

The cash flow statement is for both physical and virtual money transferred in and out of your business. It is a combination of information from your income statement and balance sheet. Compare cash from operating activities to your business’s net income to determine the quality of your earnings.

 

Equity Statement

An equity statement is also referred to as a statement of owner’s equity. This statement reports the changes in company equity. Earned profits, dividends, an inflow of equity, withdrawal of equity, and net loss are shown on this statement. 

 

Financial Statement Tip

When investing or purchasing from a company, read their financial statement. While doing so, beware of false numbers! These companies can use specific numbers and omissions within their statements to make them appear more profitable than they are. While this is not the norm, it is important to note that it is a possibility. 

 

Outsource Your Financial Statements

An important part of owning a business is understanding financial statements. Make your life easier by outsourcing your financial statements. Hire a bookkeeper that you trust. 

 

PL Consulting is your go-to resource for bookkeeping and accounting services. We serve the Baltimore, Maryland area and beyond. Our bookkeeping and accounting services are customized to each client. Your ideas are unique to your business, and we understand that. We help you maintain good records and financial statements.

 

Questions? Call us at 410.764.3731 or contact us on our website to schedule an appointment with one of our professional bookkeepers.

 

End of Year Bookkeeping Tips: Preparing for 2021

 

We are quickly approaching the end of 2020. This year many construction companies, small businesses, and restaurants lost money due to COVID-19. The upcoming year is a fresh start for everyone. With these bookkeeping tips, you can stay optimistic and improve your business after the pandemic.

 

Now is the perfect time to sit down and analyze your business finances. Create a plan to save money, increase profits, and ensure success. Stay prepared for the upcoming year. Follow these bookkeeping tips to end the year smoothly and plan for 2021.

 

bookkeeping

Submit Tax Forms

Although Tax Day (April 15, 2021) seems far away, you want to give your accountants time to file tax forms. Try not to wait until the last minute in case you need to fix any information. Additionally, these common mistakes on your taxes should be avoided. 

 

Gather important information from your vendors. This includes their name, address, and tax ID number. If your business works with 1099 contract workers, be sure to prepare and submit those forms by January 31, 2021. 

 

Bookkeeping: Plan a 2021 Budget

Create a new budget for the year based on the previous year. Keep track of what your money is going towards. Budgets put you in the right standing and prevent you from spending money on unnecessary products and services. 

 

If you are looking for new vendors, do it at the beginning of the year when they are giving out discounts for new customers. The right vendor will be reasonably priced and provide quality products to your company. Make note of the vendor expenses so you can make your payments on time. 

 

Bonuses and Holiday Gifts

You might still have room in your budget at the end of this year to give back to your hardworking employees. If you decide on using that money towards an end-of-the-year bonus, keep in mind that taxes are involved. These are taxed differently than normal paychecks. Check with an accounting professional if you are unsure of tax laws.

 

There may also be room in your budget to purchase holiday gifts for employees, customers, or clients. Although you may want to gift them with something expensive to show your appreciation, remember that you have a budget for a reason. Choose gifts that they will enjoy while staying within your means. 

 

Set and Review Bookkeeping Goals

Measure the success of your yearly goals. You may need to reevaluate or work on some goals. Use these as benchmarks for the next year. Remember that your goals can be quantitative and qualitative. Measure sales, financial statements, customers, and the satisfaction of yourself and customers. 

 

Get Ready for the New Year

PL Consulting hopes that you enjoy the holidays. Use these business tips to end the year strong and prepare your business for the new year. 

 

Do you want to learn more about bookkeeping, budgeting, taxes, or goal setting? We are here for all the questions you have as a business owner. If you would like to set up an appointment, call us at 410-764-3731.

 

6 Book Recommendations to Learn Small Business Bookkeeping Basics

 

Small business owners do it all. Keeping track of business expenses is just one of the many tasks. If you are not a numbers person, this may be difficult. Small businesses often close their doors during their startup years. Bookkeeping is necessary to keep your business running by making sure that everything behind the scenes is moving smoothly. Here are 6 book recommendations to learn small business bookkeeping basics.

To get you started, bookkeeping is primarily broken down into 4 components: 

  • Accounts receivable

  • Accounts payable

  • Bank reconciliation

  • Payroll 

 

Here is our expert opinion on book recommendations to learn bookkeeping basics for your small business

 

bookkeeping

Deducting The Right Way: Untangling Small Business Accounting & Taxes

The authors of this book work with small businesses, so they have learned a lot over the years. This book has information on taxes, bookkeeping, business management, and so much more. Tax deductions can get confusing. Find out why deducting the right way helps you operate a more profitable business venture.

 

Quickbooks: A Beginner’s Guide to Bookkeeping and Accounting for Small Businesses

Quickbooks has many benefits for small businesses. Learn about how to set up your Quickbooks account, whether it is old or new. Streamline your business and develop efficiency. You will become a more competitive business using the information discovered in this book. 

 

Full Charge Bookkeeping, HOME STUDY COURSE EDITION: For the Beginner, Intermediate & Advanced Bookkeeper

This book is written by a CPA that worked his way up through bookkeeping positions. It is a good reading source for bookkeeping at any level. The glossary in the back makes it easy to find anything that you are looking for. 

 

Small Time Operator: How to Start Your Own Business, Keep Your Books, Pay Your Taxes, and Stay Out of Trouble

This startup-guide covers everything you need to know about being self-employed. There is information that you might not of known about licensing and permits. Taxes and avoiding the IRS are other topics that are talked about.

 

Accounting Principles: The Ultimate Guide to Basic Accounting Principles, GAAP, Accrual Accounting, Financial Statements, Double Entry Bookkeeping and More

Managing your business finances correctly and efficiently can mean the difference between business success and failure. This book discusses accounting methods, budgeting to make it big, payroll accounting, and much more.

 

Bookkeeping Basics for Entrepreneurs: Taking the Mystery Out of Your Company’s Financials

If you are feeling overwhelmed about bookkeeping for your small business, this is the right book for you. There are quick and easy steps that will help you simplify your bookkeeping. All the accounting terms are straightforward and uncomplicated. 

 

Small Business Bookkeeping Basics

Laws related to bookkeeping are always changing. It is best to ask a professional if you are unsure or cannot find the answer yourself. 

 

PL Consulting is not your everyday bookkeeping firm; it is a tailored answer to all of your bookkeeping needs. We believe in customizing your experience with specialized and professional services, while also offering support for future planning and productivity. 

 

If you would like to set up an appointment, call us at 410-764-3731 or book a time with us at https://calendly.com/michaelplc.

 

How a Bookkeeping Cleanup Can Help You Save Money

 

Many small business owners start out doing their own bookkeeping. For most, it makes sense at first. You’re working on very small margins and trying to figure out exactly what your business structure and strategy are going to look like. You’re often also trying to find vendors, figure out staffing, and working to create something brand new. 

 

If you’re a small business owner and recently went through your first or second tax season, it may have taken you a lot longer than you wanted to get through all of your books. The good news is that a bookkeeping cleanup can make next year easier and help you save more money in the meantime.

Get a Better Look at Your Company History

The best way to make informed decisions about your company’s future is to start by examining its past. You need to take a solid look at your expenditures as well as your income and make sure that everything matches up.

 

Understanding your financial history can help you answer critical questions like…

 

  • Are your clients paying on time?
  • Are your vendors over-charging you?
  • Are you undervaluing your products or services?
  • Have your credit cards been paid on time?
  • Do your earnings match your tax returns?

 

The more you understand about your cash flow, the better chance you have of turning a strong profit in the future. Updating this documentation on a regular schedule is the ideal way to keep track of everything but if you know you haven’t checked it in a while, it’s important to sit down and do a bookkeeping cleanup.

Identify Tax Break Opportunities

Small and medium-sized businesses have a variety of opportunities for tax write-offs, deductions, and even credits. However, if you aren’t keeping close track of all of your financial documents, tax time can end up being financially devastating.

 

As long as purchases took place within the last year, your bookkeeping cleanup can help you identify money saving opportunities so you can focus on putting the money you would have put towards taxes back into your business.

Pin Down Discrepancies

Nearly every company’s books have discrepancies. Human error is unavoidable. However, you’re a lot more likely to have large discrepancies if you’ve never done a bookkeeping cleanup before or if you don’t regularly review your company’s financials. 

 

These discrepancies have the potential to cost you thousands of dollars, especially if they show up on your invoicing, credit card, or bank statements. You may discover that you were never paid for a project or that you missed a credit card payment and suddenly owe late fees and are subject to a rate hike. Ultimately, you want to avoid any of these situations.

Get Help with Your Bookkeeping Cleanup

Taking the time to go back through all of your books takes away from opportunities to build your business, but that doesn’t mean you should ignore it. Instead, you should reach out to a professional who knows exactly what they’re looking for.

 

At PL Consulting, we have a tried and true process for bookkeeping cleanup. We’ll tailor this to your organization’s needs so you can get started saving money right away. Our team is dedicated to helping you come up with a plan that will work for you — and we won’t stop until you’re completely satisfied. Questions on how we can help? Give us a call today at 410-764-3731 or contact us here